With Angaza, a consumer has three ways to make their installment payment to their distributor and continue using their product. They can 1) make a cash payment directly with a distributor’s agent, 2) utilize a mobile money kiosk to facilitate a cash payment, or 3) use a mobile phone to quickly and easily make a digital payment. When this is completed, the distributor’s account is credited. Once the payment is received, the distributor is notified and the Angaza Hub’s server sends an unlock command to the consumer’s phone. This enables the consumer to continue using the solar home system. This lock and unlock payment cycle continues until the balance of the solar home system is paid off and the consumer owns the system.