Increasing adoption of health insurance among low-income Kenyans.
How does your innovation work?
We tightly integrate both the health service delivery and the health financing solution into a benefit package targeted to community-based levels of care (community, dispensary, and rural health center). We believe this emphasis on a community-based care benefit package, and working closely to...
SEE ALLIncreasing adoption of health insurance among low-income Kenyans.
How does your innovation work?
We tightly integrate both the health service delivery and the health financing solution into a benefit package targeted to community-based levels of care (community, dispensary, and rural health center). We believe this emphasis on a community-based care benefit package, and working closely to support lower-tier health facilities, directly targets the bottom of the pyramid that many health insurance solutions do not reach.Our entire health financing stack is mobile-based, including payment, enrollment, authentication, account management, and communication functions. The solution accessible over any mobile phone.We have seen lots of evidence of prize-linked financial services products within the banking sector; however, we have not seen these features bundled with risk products such as health insurance. We believe creating a ‘prize-linked insurance’ produce addresses the problem of adverse selection and incentives for low-income markets in Kenya.
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