Carolyn Commons is a Marketing Manager and Investment Officer at Development Innovation...
Inventory Credit: Combining Storage and Savings To Increase Income
To provide access to credit an access to storage technology in rural markets, thereby substantially increasing revenue from seasonally priced crops.
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How it Works
Under this program, farmers receive harvest time loans, in exchange for providing their harvest to the Bank as collateral. The program will pilot Inventory Credit in 40 communities In Sierra Leone. A randomized evaluation (RE) will evaluate the impacts of the program across a large set of indicators, notably take up of inventory Credit, profits and income, timing of sales (storage use), and production and investment choices.